NT-2402-00002

NT-2402-00002

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MR7

EV Venture, Food & Beverage,

RM 50,000 for 12 month term. RM 50,000 funded

100 % Funded

Is this a Shariah-compliant Investment Note? / Adakah ianya Nota Pelaburan patuh Syariah?

Yes/Ya

Who is the Issuer and what does the business do? / Siapakah Penerbit dan apakah perniagaan diceburi mereka?

EV Venture, iBiite, combines the benefits of halal integrity, scalability, and diverse culinary options in building halal corporate meal solutions to help corporate clients save time in coordinating with multiple cuisines and achieve convenience and efficiency in addressing market opportunity in the halal food market. Our vision is to become Asia's leading Halal Corporate Food Solutions Provider!

What makes us unique? We are Halal certified with diverse cuisines and addressing a huge halal market. Our goal is to solidify our position as a leader in corporate meal solutions and we want to build iBiite! iBiite serves as a platform that connects various halal-certified kitchen partners across different cities. By partnering with multiple Halal kitchens, we can offer a diverse and wide-ranging menu of halal meals to corporate customers.

EV Venture is a F&B Ecommerce company, building Quality Food-Made For Delivery. WA in Japanese means Peace, Harmony, and our mission is to "Deliver Happiness Through A Great Food”. As an eCommerce company, we envision WA KITCHEN to be the largest internet restaurant in SEA and we are addressing the $16 Billion market opportunity in SEA!
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EV Venture, iBiite, menggabungkan faedah integriti halal, skalabiliti dan pilihan masakan yang pelbagai dalam membina penyelesaian makanan halal korporat untuk membantu pelanggan korporat menjimatkan masa dalam menyelaras dengan pelbagai masakan dan mencapai kemudahan dan kecekapan dalam menangani peluang pasaran dalam halal pasar makanan. Visi kami adalah untuk menjadi Penyedia Penyelesaian Makanan Korporat Halal terkemuka di Asia!

Apa yang membuatkan kita Unik? Kami Disahkan Halal dengan pelbagai masakan dan menangani pasaran halal yang besar. Matlamat kami adalah untuk mengukuhkan kedudukan kami sebagai peneraju dalam penyelesaian makanan korporat dan kami mahu membina iBiite! iBiite berfungsi sebagai platform yang menghubungkan pelbagai rakan kongsi dapur yang disahkan halal di seluruh bandar yang berbeza. Dengan bekerjasama dengan pelbagai dapur Halal, kami boleh menawarkan menu makanan halal yang pelbagai dan luas kepada pelanggan korporat.

EV Venture ialah syarikat E-dagang F&B, membina pembuatan Makanan Berkualiti Untuk Penghantaran. WA dalam bahasa Jepun bermaksud Peace, Harmony, dan misi kami adalah untuk “Menyampaikan Kebahagiaan Melalui Makanan Hebat.” Sebagai sebuah syarikat e-Dagang, kami membayangkan WA KITCHEN menjadi restoran internet terbesar di SEA dan kami menangani peluang pasaran $16 Billion di SEA!

Who is the owner / key person(s) in the business? / Siapakah Pemilik Perniagaan ini?

The Founder is the Manager and Founder of EV Venture. As of now, EV Venture has 5 team leader and around 20 staffs still increasing as the business expands.
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Pengasas ialah pengurus dan pengasas syarikat EV Venture. Setakat ini, EV Venture mempunyai 5 ketua pasukan dan kira-kira 20 kakitangan masih bertambah apabila perniagaan berkembang.

What are their future plans? / Apakah pelan masa depan mereka?

The Issuer wants to establish a strong reputation within the corporate sector and become a trusted HALAL CORPORATE MEAL partner for corporate clients seeking halal catering solutions for their events. They are prioritize locations that have a high concentration of potential corporate clients and a strong presence of halal-certified kitchen partners, Expand our presence in the Southeast Asian market, particularly in Indonesia.

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Penerbit ingin mewujudkan reputasi yang kukuh dalam sektor korporat dan menjadi rakan kongsi MAKAN KORPORAT HALAL yang dipercayai untuk pelanggan korporat yang mencari penyelesaian katering halal untuk acara mereka. Mereka mengutamakan lokasi yang mempunyai tumpuan tinggi pelanggan korporat yang berpotensi dan kehadiran kukuh rakan kongsi dapur yang disahkan halal, Kembangkan kehadiran kami di pasaran Asia Tenggara, khususnya di Indonesia.

What has been their annual sales turnover? / Bagaimanakah hasil jualan tahunan?

In year 2021, our group revenue is RM361,896.00
In year 2022, our group revenue is RM464,933.00
And for the year 2023, our group revenue is RM389,759.76
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Pada tahun 2021, hasil jualan kumpulan kami adalah sekitar RM361,896.00.
Pada tahun 2022, hasil jualan kumpulan kami adalah sekitar RM464,933.00
Dan pada tahun 2023 (YTD), hasil jualan kumpulan kami adalah sekitar RM389,759.76

Number of years in business? / Usia perniagaan?

EV Venture was established in 01 September 2020
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EV Venture telah ditubuhkan pada 01 September 2020

How would the Issuer utilise the funds raised on the platform? / Apakah yang kami akan lakukan dengan wang yang dikumpul di platform ini?

The 50% of the funding will be dedicated to marketing efforts. This could involve various marketing strategies, such as digital advertising, social media campaigns, promotions, and branding initiatives, to increase brand awareness and attract more customers. 25% of the funding will be allocated towards talent acquisition. This includes recruiting and hiring corporate, marketing, chefs, and staff who can contribute to the growth and success of the business.The remaining 25% of the funding will be designated for working capital. This ensures that there is sufficient liquidity to cover day-to-day operational expenses, inventory management, and any unforeseen financial needs. It strengthens marketing efforts, enhances operational capabilities, attracts talented individuals, and maintains the necessary working capital for smooth business operation.

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50% daripada pembiayaan akan dikhaskan untuk usaha pemasaran. Ini boleh melibatkan pelbagai strategi pemasaran, seperti pengiklanan digital, kempen media sosial, promosi dan inisiatif penjenamaan, untuk meningkatkan kesedaran jenama dan menarik lebih ramai pelanggan. 25% daripada pembiayaan akan diperuntukkan kepada pemerolehan bakat. Ini termasuk merekrut dan mengupah korporat, pemasaran, chef dan kakitangan yang boleh menyumbang kepada pertumbuhan dan kejayaan perniagaan. Baki 25% daripada pembiayaan akan ditetapkan untuk modal kerja. Ini memastikan bahawa terdapat kecairan yang mencukupi untuk menampung perbelanjaan operasi harian, pengurusan inventori dan sebarang keperluan kewangan yang tidak dijangka. Ia mengukuhkan usaha pemasaran, meningkatkan keupayaan operasi, menarik individu berbakat, dan mengekalkan modal kerja yang diperlukan untuk operasi perniagaan yang lancar.

The rationale behind the Issuer's Credit Risk Score - microLEAP's Comments

Please download the Factsheet in this Investment Note for more information.

This is the 1st Financing Investment Note hosted by the Issuer on microLEAP's Platform.

The Issuer has other borrowings from other lenders but has sufficient revenue to manage its payment of RM 4,750.00 a month to microLEAP with a good payment record with other lenders.

As rated by Experian, the Issuer's Company i-score is rated as 8 (Good) with a Probability of Default (PD) of >1.5%-2.5%. The Guarantor is rated as 6 (Fair) with a PD of >5%-10% and the 2nd Guarantor is rated 9 (Strong) with a PD of >1%-1.5%

This Investment Note has an MR7 (Medium Risk 7) rating and so it has a Lower Medium Credit Quality and an Upper Medium Risk of Default.
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Sila muat turun Lembaran Fakta dalam Nota Pelaburan ini untuk maklumat lebih lanjut.

Ini ialah Nota Pelaburan Pembiayaan pertama yang dihoskan oleh Penerbit dalam microLEAP Platform.

Penerbit mempunyai pinjaman lain daripada pemberi pinjaman yang lain tetapi mempunyai hasil yang mencukupi untuk menguruskan pembayarannya sebanyak RM 4,750.00 sebulan kepada microLEAP dengan rekod pembayaran baik dengan pemberi pinjaman yang lain.

Seperti yang dinilai oleh Experian, i-skor Syarikat Pengeluar dinilai sebagai 8 (Baik) dengan Kebarangkalian Lalai (PD)>1.5%-2.5%. Manakala, Penjamin dinilai 6 (Sedehana) dengan PD >5%-10% dan Penjamin kedua dinilai 9 (Kuat) dengan PD >1%-1.5%

Nota Pelaburan ini mempunyai penarafan MR7 (Risiko Sederhana 7) dan oleh itu ia mempunyai Kualiti Kredit Sederhana Rendah dan Risiko Sederhana Atas Kelalaian.

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Rate of Returns
14% p.a
Total Gross Return on Investment
-

Funded Note

Credit Ratings
MR7
Medium Risk 7

This Investment Note pays an upper-medium Interest Rate and has an upper-medium Risk of Default.
It has a lower-medium Credit Quality due to average to low cashflow and average to high Debt Service Ratio.

LR1
Low Risk 1

This Investment Note pays the lowest Interest Rate and has the lowest Risk of Default.
It has the strongest Credit Quality due to very high cashflow and very low Debt Service Ratio.

LR2
Low Risk 2

This Investment Note pays a lower Interest Rate and has a lower Risk of Default.
It has a stronger Credit Quality due to high cashflow and low Debt Service Ratio.

LR3
Low Risk 3

This Investment Note pays a low Interest Rate and has a low Risk of Default.
It has a strong Credit Quality due to good cashflow and good Debt Service Ratio.

MR4
Medium Risk 4

This Investment Note pays a medium-low Interest Rate and has a medium-low Risk of Default.
It has a medium-strong Credit Quality due to average to good cashflow and average to good Debt Service Ratio.
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MR5
Medium Risk 5

This Investment Note pays a medium Interest Rate and has a medium Risk of Default.
It has a medium Credit Quality due to average cashflow and average Debt Service Ratio.

MR6
Medium Risk 6

This Investment Note pays a medium-high Interest Rate and has a medium-high Risk of Default.
It has a medium-weak Credit Quality due to below average cashflow and above average Debt Service Ratio.

MR7
Medium Risk 7

This Investment Note pays an upper-medium Interest Rate and has an upper-medium Risk of Default.
It has a lower-medium Credit Quality due to average to low cashflow and average to high Debt Service Ratio.

HR8
High Risk 8

This Investment Note pays a high Interest Rate and has a high Risk of Default.
It has a weak Credit Quality due to low cashflow and high Debt Service Ratio.

HR9
High Risk 9

This Investment Note pays a higher Interest Rate and has a higher Risk of Default.
It has a weaker Credit Quality due to lower cashflow and higher Debt Service Ratio.

HR10
High Risk 10

This Investment Note pays the highest Interest Rate and has the highest Risk of Default.
It has the weakest Credit Quality due to very low cashflow and very unhealthy Debt Service Ratio.

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