Welcome to microLEAP. Would you like to Raise Funds or Become a P2P Investor?
Why Invest ?

All new P2P Investors receive RM10 Free Credit to invest on our platform!
And for each Referral you get another RM10 each too!

Peer-to-Peer (P2P) Financing in Malaysia is an alternative investment tool and we are regulated by the Securities Commission Malaysia (SC). From as little as RM50, microLEAP allows P2P Investors to invest into Investment Notes (“Notes”), which are debt instruments providing returns and monthly payments.

Should you change your mind, you have 24 hours to retract your investment by simply clicking “Retract Investment” in your profile page. See our active Investment Notes in our Funding List.

Advantages of microLEAP

Impact Investments
By investing in our platform’s P2P investment in Malaysia, you invest in Issuers (borrowers) in the microfinance sector. In Malaysia, this is the B40 and lower M40 Income Group. These are underserved, and in some cases, the unbanked, and your small investments help them to raise funds vital for their business and in turn may bring about a positive social impact.

All our Issuers have been provided Personal Accident Insurance on the business owner or key person, so in the event of death or disability, our insurance partner will pay out the full outstanding amount of your investment back to you! Learn more at microinsurance

League of Extraordinary Investors
As soon as you start doing Peer-to-Peer investment, you will find a prominent in our League. Earn points and you may win cash prizes, invest towards lower fees and become a Sifu Investor. Learn more at League of Extraordinary Investors


microLEAP P2P Investor

You will only require a PC, laptop or mobile phone to apply to become a P2P Investor on microLEAP. You may take a picture or scan your identification documents and upload it onto our platform. Once you pass our compliance checks, you are approved and you are all set to go.


Available Balance

Once you top-up your available balance via our payment gateway, from as little as RM50, you may invest into an Investment Note issued by the Issuer. For an amount that you want to invest, we highly recommend that you diversify your risk by investing in as many Notes as possible in order to spread the risk of default. This means small investments into many Notes. This diversification ensures that the exposure on any one particular Note is drastically reduced.

Should you change your mind, you have 24 hours to retract your investment by simply clicking "Retract Investment" in your profile page.


Selection of Issuers

To find out which Issuers are looking for funding, simply go to our Funding List. The industry, amount required, credit risk rating, interest rate and other important details are available for all investors to see in order for you to make an informed decision. Issuers may be found using our search function or Issuers may be sorted by date, amount requested and other criteria to help you choose the right Issuer.

If you would prefer our Auto Invest function, then simply amend your requirements along our pre-set criteria and microLEAP will auto invest your funds for you as soon as the correct Investment Note comes along. Please go to our Auto Invest page for more information.


Loan Repayment

Principal and Interest is repaid from the Issuers back to your available balance on a monthly basis. Any repayments in the available balance may be immediately reinvested into new Investment Notes should the need arise.

View Funding List