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Small Scale

Direct and Impactful

Issuers, registered micro-enterprises that have been in operation for at least 6 months, may raise Islamic or Conventional funds from as little as RM1,000 to a maximum of RM50,000. We cater to the Malaysian microfinance sector, the B40 to lower M40 income group, as well as any other businesses that require small funding amounts.
* B40 (Bottom 40% Income Group) are those that have a Median Household Income of RM3,000 a month and a Mean Household Income of RM 2,848 a month (Department of Statistics Malaysia, 2017)

Apply to be a

microLEAP Issuer

All applications are done online either through your PC, Laptop or via your mobile phone. Scan or take a picture of your documents and simply upload them on our platform. The funding proceeds must be used for a valid business however, as no personal financing is allowed on microLEAP.

We Help You

Raise Your Funds

With a small application fee of only RM50, we will credit score your business so that our P2P Investors may make an informed decision before investing in you. Your Investment Note will be placed in the Funding List ready for our P2P Investors to fund you for a tenor of 6 to 36 months (3 years).

Simple Monthly

Repayments

Principal and Profit / Interest payments are done on a monthly basis and the exact amount is fixed over the tenor of the loan so that you know exactly how much you have to budget into your cashflow.
Added to that, we provide microinsurance via our Insurance Partner, so that the outstanding funds are covered in the event of death or total / partial disablement of the key person (Personal Accident Insurance).
This gives you peace of mind and allows you to concentrate on what you do best - growing you business!

Business Funding Calculator

Move the Funding Amount and Rate of Return slide-rules, then choose your Funding Tenor to get an indication of your monthly repayments.

Funding Amount
* Rate of Return
Funding Tenor (Months)
Your Monthly Payment Is

Total Cost of Funds

Total Return

** Hosting Fee

Apply Now

To see what monthly repayments your business is qualified for, apply now.

*Your Rate of Return is dependent on your Credit Risk Score.
**This calculation is based on a fixed Hosting Fee. Actual Hosting Fee, which may vary, is deducted before disbursement of funds.

REASONS TO BECOME A

P2P Investor

18% Per Annum

Earn gross returns of up to 18%pa.
If you are looking for alternative investments and better returns than Fixed Deposits, then microLEAP is where you can put your funds to work

RM50 Investment

From a minimum investment of only RM50, microLEAP provides the ability for you to diversify your portfolio by investing in many businesses. This helps to minimise the risk of default

Social Impact

Investing in micro-enterprises, the B40 and above, that may find it difficult to raise funds via more traditional methods will bring about a positive social impact

Regulated by SC

microLEAP is regulated by the Securities Commission Malaysia (SC). We comply with its strict rules and guidelines including using Trust Accounts to segregate our customers’ funds. Trust is a key factor in how we operate

UN Sustainable Development Goals

By investing in our Notes, you help us achieve some of the United Nations Sustainable Development Goals of No Poverty, Decent Work & Economic Growth, and Reduced Inequalities. 

Islamic & Conventional Notes

We are the only P2P Financing platform that offers both Islamic and Conventional Investment Notes. We believe that access to funding should be accessible to both Shariah complaint and conventional micro-enterprises

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