Welcome to microLEAP. Would you like to Raise Funds or Become An Investor?
Why Raise Funds ?

microLEAP aims to cover the gap left by many traditional banks by allowing Issuers to raise funds by issuing Investment Notes that our P2P (Peer-to-Peer) Investors may invest into.

Our target market are small businesses that are credit worthy but find it difficult to borrow small sums of money. By allowing our micro-enterprises to raise funds from as little as RM1,000 to a maximum of RM50,000, we cater to the microfinance sector and any other businesses that require small funding amounts.

microLEAP allows Issuers access to an alternative source of funds – the Peer-to-Peer (P2P) Lending market. In fact, we allow P2P Investors to bypass banks and microfinance institutions and give P2P Investors the ability to directly invest in micro-enterprises.

As long as you own a Malaysian business and you pass our compliance and credit checks, we are open to all.

Small Scale

Direct and Impactful


Issuers, registered micro-enterprises that have been in operation for at least 6 months, may raise Islamic or Conventional funds from as little as RM1,000 to a maximum of RM50,000. We cater to the Malaysian microfinance sector, the B40 to lower M40 income group, as well as any other businesses that require small funding amounts.

* B40 (Bottom 40% Income Group) are those that have a Median Household Income of RM3,000 a month and a Mean Household Income of RM 2,848 a month (Department of Statistics Malaysia, 2017)

Apply to be a

microLEAP Issuer


All applications are done online either through your PC, Laptop or via your mobile phone. Scan or take a picture of your documents and simply upload them on our platform. The funding proceeds must be used for a valid business however, as no personal financing is allowed on microLEAP.

We Help You

Raise Your Funds


With a small application fee of only RM50, we will credit score your business so that our P2P Investors may make an informed decision before investing in you. Your Investment Note will be placed in the Funding List ready for our P2P Investors to fund you for a tenor of 6 to 36 months (3 years).

Simple Monthly

Payments


Principal and Profit / Interest payments are done on a monthly basis and the exact amount is fixed over the tenor of the loan so that you know exactly how much you have to budget into your cashflow.

Added to that, we provide microinsurance via our Insurance Partner, so that the outstanding funds are covered in the event of death or total / partial disablement of the key person (Personal Accident Insurance).

This gives you peace of mind and allows you to concentrate on what you do best – growing you business!