P2P (Peer-to-Peer) Financing, also known as Peer-to-Peer Lending or Marketplace Lending, is a new and alternative financing tool that businesses may use to raise working capital to expand their business. Due to difficulties in getting business loans in Malaysia, there is an RM80 billion funding gap for MSMEs (Micro, Small and Medium Enterprises). microLEAP aims to plug this gap by allowing Issuers (borrowers) to raise funds by hosting their Investment Notes on our platform where Investors (lenders) can invest (lend).
Issuers may raise Shariah-Compliant or Conventional financing from:
- microLEAP: our micro-finance product from RM1,000 to RM50,000 for a tenor up to 36 months
- microLEAP+: our bigger ticket financing, including Invoice-financing and Grant-financing up to RM500,000
microLEAP allows Investors to bypass banks and financial institutions and give Investors the ability to directly invest into businesses.
Experience our fast, transparent, and online application process of applying for business financing via our regulated crowdfunding platform in Malaysia.