Welcome to microLEAP. Would you like to Raise Funds or Become a P2P Investor?
Why Raise Funds ?

P2P (Peer-to-Peer) Financing, also known as Peer-to-Peer Lending or Marketplace Lending, is a new and alternative financing tool that businesses may use to raise working capital to expand their business. Due to difficulties in getting business loans in Malaysia, there is an RM80 billion funding gap for MSMEs (Micro, Small and Medium Enterprises). microLEAP aims to plug this gap by allowing Issuers (borrowers) to raise funds by hosting their Investment Notes on our platform where Investors (lenders) can invest (lend).

Issuers may raise Shariah-Compliant or Conventional financing from:

  1. microLEAP: our micro-finance product from RM1,000 to RM50,000 for a tenor up to 36 months
  2. microLEAP+: our bigger ticket financing, including Invoice-financing and Grant-financing up to RM500,000

microLEAP allows Investors to bypass banks and financial institutions and give Investors the ability to directly invest into businesses.

Experience our fast, transparent, and online application process of applying for business financing via our regulated crowdfunding platform in Malaysia.

Direct and Impactful | microLEAP
Small Scale

Direct and Impactful

Issuers, registered Micro, Small & Medium Enterprises (MSME) that have been in operation for at least 6 months, may raise Shariah-Compliant or Conventional financing from as little as RM1,000 to RM500,000 via P2P (Peer-to-Peer) financing. We provide Micro and Macro P2P financing to the Malaysian MSME sector, the B40 to lower M40 income group, as well as any other businesses that requires business loans or financing. *B40 (Bottom 40% Income Group) are those that have a Median Household Income of RM3,000 a month and a Mean Household Income of RM2,848 a month (Department of Statistics Malaysia, 2017)

microLEAP Issuer | microLEAP
Apply to be a

microLEAP Issuer

All applications are done online either through your PC, Laptop or via your mobile phone. Scan or take a picture of your documents and simply upload them on our platform. The funding proceeds must be used for a valid business however, as no personal financing is allowed on microLEAP.

Raise Your Funds | microLEAP
We Help You

Raise Your Funds

With a small application fee of only RM50, we will credit score your business so that our peer-to-peer (P2P) funding Investors may make an informed decision before investing in you. Your Investment Note will be placed in the Funding List ready for our P2P Investors to fund you for a tenor of 6 to 36 months (3 years).

Payments | microLEAP
Simple Monthly


Repaying monetary assistance gained from the efforts of P2P lending in Malaysia is not a hassle for you. Principal and Profit / Interest payments are done on a monthly basis and the exact amount is fixed over the tenor of the loan so that you know exactly how much you have to budget into your cashflow.

Added to that, we provide microinsurance via our Insurance Partner, so that the outstanding funds are covered in the event of death or total/partial disablement of the key person (Personal Accident Insurance).

This gives you peace of mind and allows you to concentrate on what you do best – growing your business!

View Funding List