Welcome to microLEAP. Would you like to Raise Funds or Become a P2P Investor?
Why Raise Funds ?

P2P (Peer-to-Peer) Financing, also known as P2P Lending or Marketplace Lending, is a new and alternative financing tool that businesses may use to raise working capital to expand their business. Due to difficulties in getting business loans, there is an RM80 billion funding gap for MSMEs (Micro, Small and Medium Enterprises) in Malaysia. microLEAP aims to plug this gap by allowing Issuers (borrowers) to raise funds by hosting their Investment Notes on our platform where Investors (lenders) can invest (lend).

Issuers may raise Shariah-compliant or Conventional funds from:

  1. microLEAP: our micro-finance product from RM1,000 to RM50,000 for a tenor up to 36 months
  2. microLEAP+: our bigger ticket financing, including Invoice-financing and Grant-financing up to RM500,000

microLEAP allows Investors to bypass banks and micro-finance institutions and give them the ability to directly invest into businesses.

Experience our fast, transparent, and online application process of applying for business funding via our regulated crowdfunding platform in Malaysia.

Small Scale

Direct and Impactful

Issuers, registered micro-enterprises that have been in operation for at least 6 months, may raise Islamic or Conventional funds from as little as RM1,000 to a maximum of RM50,000. We provide P2P financing in Malaysia to the Malaysian microfinance sector, the B40 to lower M40 income group, as well as any other businesses that require small funding amounts.

* B40 (Bottom 40% Income Group) are those that have a Median Household Income of RM3,000 a month and a Mean Household Income of RM 2,848 a month (Department of Statistics Malaysia, 2017)

Apply to be a

microLEAP Issuer

All applications are done online either through your PC, Laptop or via your mobile phone. Scan or take a picture of your documents and simply upload them on our platform. The funding proceeds must be used for a valid business however, as no personal financing is allowed on microLEAP.

We Help You

Raise Your Funds

With a small application fee of only RM50, we will credit score your business so that our peer-to-peer (P2P) funding Investors may make an informed decision before investing in you. Your Investment Note will be placed in the Funding List ready for our P2P Investors to fund you for a tenor of 6 to 36 months (3 years).

Simple Monthly


Repaying monetary assistance gained from the efforts of P2P lending in Malaysia is not a hassle for you. Principal and Profit / Interest payments are done on a monthly basis and the exact amount is fixed over the tenor of the loan so that you know exactly how much you have to budget into your cashflow.

Added to that, we provide microinsurance via our Insurance Partner, so that the outstanding funds are covered in the event of death or total/partial disablement of the key person (Personal Accident Insurance).

This gives you peace of mind and allows you to concentrate on what you do best – growing your business!

View Funding List