Medium Risk 4
This Investment Note pays a medium-low Interest Rate and has a medium-low Risk of Default.
It has a medium-strong Credit Quality due to average to good cashflow and average to good Debt Service Ratio.
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Media & Entertainment
RM 1,500,000 for 6 month term. RM 1,500,000 funded
Is this a Shariah-compliant Investment Note? / Adakah ianya Nota Pelaburan patuh Syariah?
Yes/Ya
What is the Payment Type? / Apakah Jenis Pembayaran?
This is our short-term Shariah-compliant microLEAP+ product with a bridge Financing of RM1,500,000 and a high-profit rate of 1.50% a month (equivalent to 18% p.a) offered on our platform.
This Investment Note payment is based on the Balloon Payment method where the Issuer will make monthly Profit-only payments for the preceding months followed by a Principal + Profit payment on the final payment date. The tenor is 3 months. Please refer to the explanation below on the repayment structure for the Issuer.
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Financing Amount: RM1,500,000
Profit Rate: 1.50% per month (equivalent to 18% p.a)
Investment Tenor: 6 months
Payment Method: Balloon Payment
Payment Schedule :
Month 1 – RM 22,500.00 (Profit only)
Month 2 – RM 22,500.00 (Profit only)
Month 3 – RM 22,500.00 (Profit only)
Month 4 – RM 22,500.00 (Profit only)
Month 5 – RM 22,500.00 (Profit only)
Month 6 – RM 1,522,500.00 (Principal + Profit)
The Issuer has the option to fully settle the financing early.
The Issuer has the option to fully settle the financing early.
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Ini adalah produk microLEAP + patuh Syariah jangka pendek kami dengan Pembiayaan Perantara sebanyak RM1,500,000 dan kadar keuntungan tinggi 1.50% sebulan (bersamaan dengan 18% p.a) yang ditawarkan di platform kami.
Ingin dimaklumkan kepada semua Pelabur bahawa pembayaran Nota Pelaburan ini adalah berdasarkan kaedah Pembayaran Belon di mana Penerbit akan membuat pembayaran Untung bulanan sahaja dan diikuti dengan pembayaran Prinsipal + Keuntungan pada tarikh pembayaran akhir. Tempoh pembiayaan adalah selama 6 bulan. Sila rujuk penjelasan di bawah mengenai struktur pembayaran balik dari Penerbit.
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Jumlah Pembiayaan : RM1,500,000
Kadar Keuntungan : 1.50% sebulan (bersamaan 18% setahun)
Tenor Pelaburan : 6 bulan
Kaedah Pembayaran : Pembayaran Belon
Jadual Pembayaran Balik :
Bulan 1 – RM 22,500.00 (Keuntungan sahaja)
Bulan 2 – RM 22,500.00 (Keuntungan sahaja)
Bulan 3 – RM 22,500.00 (Keuntungan sahaja)
Bulan 4 – RM 22,500.00 (Keuntungan sahaja)
Bulan 5 – RM 22,500.00 (Keuntungan sahaja)
Bulan 6 – RM 1,522,500.00 (Prinsipal + Keuntungan)
Penerbit mempunyai pilihan untuk menyelesaikan pembiayaan lebih awal.
Who is the Issuer and what does the business do? / Siapakah Penerbit dan apakah perniagaan diceburi mereka?
The company was established on May 2024. The Company curates and organizes corporate events and exhibitions, concerts and music festivals in Malaysia and Internationally.
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Syarikat ini ditubuhkan pada Mei 2024. Syarikat ini mengurus dan menganjurkan acara korporat dan pameran, konsert serta festival muzik di Malaysia dan di peringkat antarabangsa.
Who is the owner / key person(s) in the business? / Siapakah Pemilik Perniagaan ini?
The ownership and key persons in CEESB play a crucial role in driving the company’s vision and growth. The management team consists of seasoned professionals with extensive experience in the industry, collectively bringing over 20 years of expertise. These individuals have a strong background in business development, strategic planning, and operational management, ensuring that CEESB remains competitive and innovative in the market.
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Pemilikan dan individu utama dalam CEESB memainkan peranan penting dalam memacu visi serta pertumbuhan syarikat. Pasukan pengurusan terdiri daripada para profesional berpengalaman dengan kepakaran luas dalam industri, secara kolektif membawa lebih daripada 20 tahun pengalaman. Individu-individu ini mempunyai latar belakang yang kukuh dalam pembangunan perniagaan, perancangan strategik, dan pengurusan operasi, memastikan CEESB kekal berdaya saing serta inovatif di pasaran.
What are their future plans? / Apakah pelan masa depan mereka?
CEESB aims to grow into a regional hub with office presence across Southeast Asia and the Arabian Gulf. As part of this plan, CEESB will focus on building a strong business network, strengthening collaborations with international partners, and leveraging technology and innovation to enhance competitiveness. The company also aims to attract the best talents in the industry to ensure sustainable growth and long-term success.
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CEESB berhasrat untuk berkembang menjadi hab serantau dengan kehadiran pejabat di seluruh Asia Tenggara dan Teluk Arab. Sebagai sebahagian daripada rancangan ini, CEESB akan memberi tumpuan kepada membina rangkaian perniagaan yang kukuh, memperkukuhkan kerjasama dengan rakan kongsi antarabangsa, serta memanfaatkan teknologi dan inovasi untuk meningkatkan daya saing. Syarikat juga berusaha untuk menarik bakat-bakat terbaik dalam industri bagi memastikan pertumbuhan mampan dan kejayaan jangka panjang.
What has been their annual sales turnover? / Bagaimanakah hasil jualan tahunan?
The total annual sales for 2024 amounted to RM1,252,798.40
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Jumlah jualan tahunan bagi tahun 2024 adalah sebanyak RM1,252,798.40.
Number of years in business? / Usia perniagaan?
The Company has been operating for 10 months, having been established in 2024.
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Syarikat ini telah beroperasi selama 10 bulan sejak ditubuhkan pada tahun 2024.
How would the Issuer utilize the funds raised on the platform? / Apakah yang kami akan lakukan dengan wang yang dikumpul di platform ini?
CEESB will utilise the funds raised on the platform to cover various aspects of mobilization costs, ensuring a smooth and successful event execution. Mobilization costs are crucial in the early stages of event planning and preparation, covering essential expenses that lay the groundwork for a well-organized event.
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Penerbit akan menggunakan dana yang diperoleh di platform ini untuk menampung pelbagai aspek kos mobilisasi, memastikan kelancaran dan kejayaan penganjuran acara. Kos mobilisasi adalah penting dalam peringkat awal perancangan dan persiapan acara, merangkumi perbelanjaan asas yang menjadi asas kepada penganjuran yang teratur.
The rationale behind the Issuer's Credit Risk Score - microLEAP's Comments
Please download the Factsheet in this Investment Note for more information.
This is the 1st Investment Note hosted by the Issuer.
The Issuer has sufficient revenue to manage its payment to microLEAP and both the Issuer and Guarantors have shown a good payment track record with other lenders. We have Standing Instructions (SI) in place to ensure prompt payment of the profit and principal into our Trust account.
As rated by Experian, the Issuer's Guarantor is rated as 6 (Fair) with a Probability of Default (PD) of >5%-10% and the second guarantor is rated as 8 (Good) with a Probability of Default (PD) of >1.5%-2.5%.
This Investment Note has an MR4 (Medium Risk 4) rating and it has a lower Interest Rate and has a lower Risk of Default.
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Sila muat naik Lembaran Fakta yang dilampirkan dalam Nota Pelaburan ini untuk maklumat lanjut.
Ini merupakan Nota Pelaburan pertama oleh Penerbit.
Penerbit mempunyai hasil yang mencukupi untuk mengurus pembayarannya kepada microLEAP dan kedua-dua Penerbit dan Penjamin telah menunjukkan rekod prestasi pembayaran yang baik dengan pemberi pinjaman yang lain. Kami mempunyai Arahan Tetap (SI) untuk memastikan pembayaran segera keuntungan dan prinsipal ke dalam akaun Amanah kami.
Seperti yang dinilai oleh Experian, Penjamin Pengeluar dinilai sebagai 6 (Sederhana) dengan Kebarangkalian Lalai (PD) >5%-10% manakala Penjamin kedua Pengeluar juga dinilai sebagai 8 (Baik) dengan Kebarangkalian Lalai (PD) >1.5%-2.5%.
Nota Pelaburan ini mempunyai penarafan MR4 (Risiko Sederhana 4) dan ia mempunyai Kadar Faedah yang lebih rendah serta Risiko Kegagalan yang lebih rendah.
This Investment Note pays a medium-low Interest Rate and has a medium-low Risk of Default.
It has a medium-strong Credit Quality due to average to good cashflow and average to good Debt Service Ratio.
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This Investment Note pays the lowest Interest Rate and has the lowest Risk of Default.
It has the strongest Credit Quality due to very high cashflow and very low Debt Service Ratio.
This Investment Note pays a lower Interest Rate and has a lower Risk of Default.
It has a stronger Credit Quality due to high cashflow and low Debt Service Ratio.
This Investment Note pays a low Interest Rate and has a low Risk of Default.
It has a strong Credit Quality due to good cashflow and good Debt Service Ratio.
This Investment Note pays a medium-low Interest Rate and has a medium-low Risk of Default.
It has a medium-strong Credit Quality due to average to good cashflow and average to good Debt Service Ratio.
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This Investment Note pays a medium Interest Rate and has a medium Risk of Default.
It has a medium Credit Quality due to average cashflow and average Debt Service Ratio.
This Investment Note pays a medium-high Interest Rate and has a medium-high Risk of Default.
It has a medium-weak Credit Quality due to below average cashflow and above average Debt Service Ratio.
This Investment Note pays an upper-medium Interest Rate and has an upper-medium Risk of Default.
It has a lower-medium Credit Quality due to average to low cashflow and average to high Debt Service Ratio.
This Investment Note pays a high Interest Rate and has a high Risk of Default.
It has a weak Credit Quality due to low cashflow and high Debt Service Ratio.
This Investment Note pays a higher Interest Rate and has a higher Risk of Default.
It has a weaker Credit Quality due to lower cashflow and higher Debt Service Ratio.
This Investment Note pays the highest Interest Rate and has the highest Risk of Default.
It has the weakest Credit Quality due to very low cashflow and very unhealthy Debt Service Ratio.