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NT-1905-00003

NT-1905-00003

c
MR4

E&A Co, E-commerce

RM 1,000 for 6 month term. RM 1,000 funded

100% Funded

Who is the Issuer and what does the business do?

We are based in Malaysia. We are in the sportswear industry. Our customers are mainly from the millennial demographic and our target market is for those who lives an active lifestyle with a keen likeness for Fashion. We sell our clothes fully online. But we also do have pop-up stores at selected boutique gyms for a ‘show and feel’.

Who is the owner / key person(s) in the business?

CEO – Ashley Tan, COO – Audrey Tan and CMO – Elle Sia. We ourselves actively workout on a regular basis and live a healthy lifestyle.

What are their future plans?

We plan to expand our clothing line to more than just a few products.

What has been their annual sales turnover?

We are new, hence our sales numbers are low for now, but we are selling out our stocks fast (you may experience this at Ministry Of Burn where are products are placed and sold!)

Number of years in business?

2

How would the Issuer utilise the funds raised on the platform?

We plan to utilise the funds raised for strategic marketing, a unique cocktail of Social Media and Digital marketing, particular prints and more. Visit our website at www.khaskhasfit.com for more information !

The rationale behind the Issuer's Credit Risk Score - microLEAP's Comments

Issuer has an MR4 (Medium Risk 4) rating and so it has a medium-strong credit quality and medium-low risk of default. The Issuer has no outstanding loans and average to good cash flow, and so has an average to good debt service ratio. We are comfortable in the Issuer’s ability to honour its monthly payments

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Rate of Returns
12% p.a
Total Gross Return on Investment
-

Funded Note

Credit Ratings
MR4
Medium Risk 4

This Investment Note pays a medium-low Interest Rate and has a medium-low Risk of Default.
It has a medium-strong Credit Quality due to average to good cashflow and average to good Debt Service Ratio.
.

LR1
Low Risk 1

This Investment Note pays the lowest Interest Rate and has the lowest Risk of Default.
It has the strongest Credit Quality due to very high cashflow and very low Debt Service Ratio.

LR2
Low Risk 2

This Investment Note pays a lower Interest Rate and has a lower Risk of Default.
It has a stronger Credit Quality due to high cashflow and low Debt Service Ratio.

LR3
Low Risk 3

This Investment Note pays a low Interest Rate and has a low Risk of Default.
It has a strong Credit Quality due to good cashflow and good Debt Service Ratio.

MR4
Medium Risk 4

This Investment Note pays a medium-low Interest Rate and has a medium-low Risk of Default.
It has a medium-strong Credit Quality due to average to good cashflow and average to good Debt Service Ratio.
.

MR5
Medium Risk 5

This Investment Note pays a medium Interest Rate and has a medium Risk of Default.
It has a medium Credit Quality due to average cashflow and average Debt Service Ratio.

MR6
Medium Risk 6

This Investment Note pays a medium-high Interest Rate and has a medium-high Risk of Default.
It has a medium-weak Credit Quality due to below average cashflow and above average Debt Service Ratio.

MR7
Medium Risk 7

This Investment Note pays an upper-medium Interest Rate and has an upper-medium Risk of Default.
It has a lower-medium Credit Quality due to average to low cashflow and average to high Debt Service Ratio.

HR8
High Risk 8

This Investment Note pays a high Interest Rate and has a high Risk of Default.
It has a weak Credit Quality due to low cashflow and high Debt Service Ratio.

HR9
High Risk 9

This Investment Note pays a higher Interest Rate and has a higher Risk of Default.
It has a weaker Credit Quality due to lower cashflow and higher Debt Service Ratio.

HR10
High Risk 10

This Investment Note pays the highest Interest Rate and has the highest Risk of Default.
It has the weakest Credit Quality due to very low cashflow and very unhealthy Debt Service Ratio.